New Roof Cost in Memphis: Hidden Fees & Permits

The average cost to replace a roof in Memphis is often higher than online estimators suggest.
Contractor fees in Memphis currently trend at 0.927x the national average.

Crucially, the Memphis climate requires specific attention to flashing details.
Avoid relying on national averages, which frequently exclude the ‘hidden fees’ like disposal and code compliance.

Below is the 2025 breakdown for a standard 2,200 sq. ft. home in your zip code.

Local Alert: Navigating an insurance claim roofer process can be complex in TN. Expert help is available.

Pricing in Memphis is stable with national averages. Expect standard pricing without surcharges.

Tax Tip: Claim a Federal Tax Credit for 30% of material costs if you choose Energy Star rated shingles.

1. The ‘Hidden Fees’ Breakdown

The following table breaks down the specific costs for a 2,200 sq. ft. architectural shingle roof in Memphis, TN, including labor, materials, and permitting fees. This equates to roughly $548 per square installed.

Memphis Roofing Cost Elements Cost (2,200 sq. ft.)
Materials Total $5,489
Shingles, Underlayment, Nails $4,719
Drip Edge & Flashing $770
Local Labor (Memphis) $5,832
Dump Fees $515
Permits $221
TOTAL ESTIMATE $12,057

️ Local Permitting & Codes for Memphis

  • Department: Code Enforcement
  • Address: 6465 Mullins Station Rd, Memphis, TN 38134
  • Phone: (901) 222-8300

Get Directions

[Image of roof layers diagram]
Diagram of roof layers and flashing costs in Memphis, TN

2. Material Comparison

Graph comparing asphalt vs metal roofing cost in Memphis
Material Gross Net (After ROI)
3-Tab Asphalt $10,306 $4,123
Architectural $12,057 $4,220
Metal (Standing Seam)
TAX CREDIT
$24,133 $3,620
Clay/Concrete Tile $29,385 $7,347
What is “Net Cost”?
A new roof isn’t just an expense; it’s an investment. The “Net Cost” column in our analysis subtracts the Resale Value Increase (ROI) from the upfront price.

Example: If you spend $20k but your home value goes up by $14k, your effective “Net Cost” is only $6k.

Memphis Hiring Checklist

Before signing a contract in TN, ensure your roofer provides:

  • Proof of Insurance: Liability and Worker’s Comp are mandatory to protect you from lawsuits.
  • Local References: Ask for 3 recent jobs in the Memphis area you can drive by.
  • Written Warranty: Ensure you get both a manufacturer’s warranty (materials) and a workmanship warranty (labor).
  • Licensing: Verify the contractor is registered with the Tennessee Board for Licensing Contractors.
  • Scope of Work: A detailed itemized list including cleanup and disposal fees.

Frequently Asked Questions

How much does a new roof cost in Memphis?
In 2025, the average cost for an architectural shingle roof in Memphis ranges between $10,248 and $13,865 depending on accessibility and slope.
Do I need a permit for roofing in Memphis?
Yes, most roofing projects in TN require a permit. Based on current labor values, you should budget approximately $221 for permit fees in Memphis.
How long does roof replacement take?
Most residential jobs in the Memphis area take 2-3 days. Seasonal demand can affect this timeline.
Does home insurance cover roof replacement in Memphis?
Typically yes, if the damage is caused by a sudden peril like hail. However, policies usually do not cover normal wear and tear due to age. Check our Insurance Guide for details.

Affordability & Options

Check your eligibility for insurance coverage or monthly installment options.

When to book in Memphis: Roofing crews are busiest from August to October. Booking a Spring installation often secures faster turnaround times.

Not sure how to pay? Compare HELOCs vs. Contractor options in our Roofing Financing Guide.

Smart homeowners compare multiple bids.
Given that Memphis labor rates are variable, we recommend comparing at least 3 licensed pros.

Compare Nearby Locations:
See roofing rates for Bristol, Davidson, Franklin.

Methodology: Our 2025 cost analysis for Memphis is based on a standard 2,200 sq. ft. roof geometry (4/12 pitch). Prices include local waste disposal fees, TN permit averages, and labor rates adjusted for the Memphis metro area. Material costs fluctuate weekly; always verify with a written contractor bid.

About the Data:

This guide was updated on December 28, 2025 by the RoofingData.us Research Team. Our costs are calculated using a proprietary algorithm that tracks real-time labor rates in TN and material costs from major suppliers (ABC Supply, Beacon). Learn more about our methodology.