Roofing Cost Breakdown: (2025 Data)

Calculating the true cost of a new roof in , TN requires factoring in local labor markets.
Labor pricing in currently trend at 0.982x the national average.

Crucially, the climate requires specific attention to ventilation standards.
Avoid relying on national averages, which frequently exclude the ‘local mandates’ like disposal and code compliance.

Below is the 2025 breakdown for a standard 2,200 sq. ft. home in your zip code.

Local Alert: If you require 24-hour roof leak repair, response times are critical.

Pricing in is stable with national averages. Expect predictable pricing without premiums.

Tax Tip: Claim a Federal Tax Credit for 30% of material costs if you choose Energy Star rated shingles.

1. The ‘Hidden Fees’ Breakdown

The following table breaks down the specific costs for a 2,200 sq. ft. architectural shingle roof in , TN, including labor, materials, and permitting fees. This equates to roughly $564 per square installed.

Roofing Cost Elements Cost (2,200 sq. ft.)
Materials Total $5,489
Shingles, Underlayment, Nails $4,719
Drip Edge & Flashing $770
Local Labor () $6,178
Dump Fees $522
Permits $223
TOTAL ESTIMATE $12,412

[Image of roof layers diagram]
Diagram of roof layers and flashing costs in , TN

2. Material Comparison

Graph comparing asphalt vs metal roofing cost in
Material Gross Net (After ROI)
3-Tab Asphalt $10,630 $4,252
Architectural $12,412 $4,345
Metal (Standing Seam)
TAX CREDIT
$24,836 $3,726
Clay/Concrete Tile $30,183 $7,546
What is “Net Cost”?
A new roof isn’t just an expense; it’s an investment. The “Net Cost” column in our analysis subtracts the Resale Value Increase (ROI) from the upfront price.

Example: If you spend $20k but your home value goes up by $14k, your effective “Net Cost” is only $6k.

Hiring Checklist

Before signing a contract in TN, ensure your roofer provides:

  • Proof of Insurance: Liability and Worker’s Comp are mandatory to protect you from lawsuits.
  • Local References: Ask for 3 recent jobs in the area you can drive by.
  • Written Warranty: Ensure you get both a manufacturer’s warranty (materials) and a workmanship warranty (labor).
  • Licensing: Verify the contractor is registered with the Tennessee Board for Licensing Contractors.
  • Scope of Work: A detailed itemized list including cleanup and disposal fees.

Frequently Asked Questions

How much does a new roof cost in ?
Currently, the average cost for an architectural shingle roof in ranges between $10,550 and $14,273 depending on accessibility and slope.
Do I need a permit for roofing in ?
Yes, most roofing projects in TN require a permit. Based on current labor values, you should budget approximately $223 for permit fees in .
How long does roof replacement take?
Most residential jobs in the area take 1-2 days. Seasonal demand can affect this timeline.
Does home insurance cover roof replacement in ?
Typically yes, if the damage is caused by a sudden peril like wind. However, policies usually exclude normal wear and tear due to age. Check our Insurance Guide for details.

Affordability & Options

Ask about roof replacement financing to manage the expense over 5-10 years.

When to book in : Roofing crews are busiest from August to October. Booking a Spring installation often secures faster turnaround times.

Not sure how to pay? Compare HELOCs vs. Contractor options in our Roofing Financing Guide.

Don’t settle for the first bid.
Given that labor rates are volatile, we recommend comparing at least 3 licensed pros.

Compare Nearby Locations:
See roofing rates for Chattanooga, Nashville, Davidson.

Methodology: Our 2025 cost analysis for is based on a standard 2,200 sq. ft. roof geometry (4/12 pitch). Prices include local waste disposal fees, TN permit averages, and labor rates adjusted for the metro area. Material costs fluctuate weekly; always verify with a written contractor bid.

About the Data:

This guide was updated on December 28, 2025 by the RoofingData.us Research Team. Our costs are calculated using a proprietary algorithm that tracks real-time labor rates in TN and material costs from major suppliers (ABC Supply, Beacon). Learn more about our methodology.